UKG Wallet

Content rating
Everyone
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Bring entertainment and productivity together through UKG Wallet. UKG, Inc. designed this system just for you. Check Business for details.

Detailed Review Of This Tool UKG Wallet

Count on UKG Wallet™ being there for you to give you access to your earned wages from the hours that you have worked before payday. Effortlessly manage bills, navigate fees, and handle unexpected expenses with our convenient digital tools. Powered by Payactiv, UKG Wallet gives you the foundation to keep your finances on track and the tools you need to stay financially fit on your life-work journey. No loans, no interest–just your money, in your hands and with UKG Wallet, you’ll get:

Earlier access to your money
• Get your paycheck up to 2 days early²
• Get your government payments to 4 days early2
• Immediate access to earned wages3

Spending and Saving tools to stay on track with your financial goals
• Always know what’s safe to spend
• Track your spending habits at a glance
• Receive low balance alerts
• Set up auto transfer from earned wages3

The UKG Visa Card*- The card without the hidden fees
• No minimum balance requirements
• No overdrafts
• No monthly or inactivity fees
• Surcharge-free withdrawals at 37,000+ MoneyPass® ATMs
• Free integrated bill pay
• Cash withdrawal at tellers in participating banks
• Send and receive funds to other enrolled members with no transfer fees

Convenience and security you can count on
• Use the card with Google Pay or Apple Wallet
• Touchless payments at stores
• Covered by Visa’s Zero Liability protection4
• Lock or replace lost or stolen cards
• 24/7/365 support in English and Spanish

Please note, UKG Wallet is only available to authorized customers of UKG.
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1 Central Bank of Kansas City does not administer, nor is liable for earned wage access. The UKG Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll free at 1 (877) 747-5862, 24 hours a day, 7 days a week.

2 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-4 days later. Beginning with your second direct deposit of at least $5 from the same source, the Central Bank of Kansas City (CBKC) will post the funds to your Wallet Visa Prepaid Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator.

3 Earned Wage Access requires employer participation.

4 Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.
Count on UKG Wallet™ being there for you to give you access to your earned wages
Updated on
Jun 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 5 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

12.2K reviews
Crystal Cleaves (Cryscrys)
April 27, 2026
keeps saying my password is wrong, I've reset it and then it says it's wrong again. I've tried multiple times and then the reset button doesn't work when I click on it. says it takes 24 hours for ur finds to be accessible but it's been 4 days and nothing has updated!.submitted a ticket 3 days ago still nothing has been fixed! don't expect to get money when u need it! won't happen...
3 people found this review helpful
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Christina Overholt
August 24, 2026
the app glitches SO BAD! been trying to lock my card for the past couple hours and it won't load the app info all the way let alone let me switch between different tabs within the app to do what I need! the worst part is when you drive all the way to the store to get groceries and the app won't let you login to access and unlock your card to spend your money! I'm starting to remember why I had left this bank in the first place! absolutely ridiculous!!!!
1 person found this review helpful
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Jamie Nicole Davenport
May 17, 2026
This app will steal your money, and customer service won't do anything to help you. $700 has just disappeared from my card, minutes after loading it on. it has been almost a week, and I still have not gotten it back. customer service just tells me that my balance is $700, but the app keeps saying it is $3.21, and it declines my card anytime I try to use it. DO NOT USE THIS APP UNLESS YOU WANT YOUR MONEY TO DISAPPEAR!!!!
5 people found this review helpful
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What’s new

This release delivers targeted performance enhancements and expanded compatibility with the latest Android OS versions, improving application stability and ensuring a consistent, high-quality experience for end users.